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Speaker Biographies
Date: 18/02/2003 Location: Strathclyde Hilton, Bellshill
Chairman: Mr  John Anderson
Speaker: Mr  Andy Cates  Mr  Andy  Cavanagh-Downes          

Andy Cates is a Senior International Economist at UBS Warburg based in London. He is responsible for producing themed international economic research and managing the global economic forecast round. Before joining UBS, he worked as an economist at HM Treasury for two years. He holds a BA. (Econ) with first class honours from York University and an M.Sc (Econ) with distinction from Southampton University.

Andy Cavanagh-Downs is a Director of UBS Private Banking in London, where he has worked since 1999. He is jointly responsible for providing structured products and solutions for UK clients. He has executed a number of transactions for entrepreneurs and executives, ranging from hedging transactions to structured loans. Before moving to London, Andy worked with UBSí investment bank in Zurich, and holds a degree in Finance from the University of Technology in Sydney.

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